Financial – Eq Muscle Release Fri, 22 Oct 2021 22:26:32 +0000 en-US hourly 1 Financial – Eq Muscle Release 32 32 Press release from Ghost Edited Business Group, council agent, calling for the dismantling of the pop-up cycle path on Kensington High Street Tue, 09 Mar 2021 10:57:35 +0000

An access to information (FoI) request revealed behind-the-scenes coordination between a borough council and a group of companies in the December 2020 dismantling of a pop-up cycle lane on Kensington High Street in London .

The chief information officer of the Kensington and Chelsea Council (RBKC) edited what was supposed to be an independent press release from the chairman of the Kensington Business Forum (KBF), reveals the FoI request by a scientist based in London Steve Pettitt.

Names on FoI documents have been redacted, but according to Linkedin, RBKC’s chief information officer is currently Lyndsey Hannam, and the president of KBF is Tom frost, director of London-based real estate firm Bricks & Mortar Consulting.

The RBKC dismantled the busy cycle path in early December last year. It had been installed in September with the help of £ 320,000 provided by the central government via Transport for London, which controls many of London’s roads.

According to drafted emails, RBKC’s senior transport member wrote to residents’ associations on November 17, suggesting that if RBKC had not taken the money and installed the bike path, “we might have lost control. roads “.

(The main RBKC member for transport is Cllr Johnny Thalassites.)

Khan do

Speaking on LBC radio on December 3London Mayor Sadiq Khan has said he will seek reimbursement of the £ 320,000 paid to RBKC. Khan said the council was guilty of a “knee-jerk” reaction in removing the bike path three months before its assessment.

Removing the cycle lane “would lead to more pollution and more traffic jams in London,” he said, saying the advice “encouraged driving when you could easily use public transport, walk or walk. ride a bike”.

“We’re going to recoup the money we spent on this cycle path,” he promised, “and also consider all of the other options for this particular route.”

From the emails provided in FoI’s application it appears that the advice was lukewarm on the bike path. “We recognize that the local population had legitimate concerns (…) about the route and its effect on travel times,” the RBKC senior transport member wrote on November 17.

The RBKC sought the advice of business groups, disabled people’s organizations and residents’ associations on the cycle path. At the end of November, RBKC’s chief information officer edited the statement provided by the chairman of the Kensington Business forum.

“If you don’t mind, I made a few suggestions to directly reference the removal of the track without adding too many words,” explained the RBKC news manager.

“Let me know if this works for you,” the news executive added, “I don’t want to put words in your mouth that you don’t like.”

In the November 26 email, the chief information officer told the KBF president that he would provide the edited statement to the press.

“For now,” the chief information officer said, “I think I’ll give this to the Standard Evening as exclusive commercial coverage for Monday, after residents receive letters on the weekends and we expect some coverage in the Mail on Sunday. ”

“Getting along with partners, community groups and stakeholders before announcements is standard practice,” said a spokesperson for the Kensington and Chelsea council.

The spokesperson, who confirmed that the main member of the council for transport is Cllr Thalassites and that the chief information officer is Lyndsey Hannam, added:

“Council did the exact same thing by announcing other projects like 20 mph across the borough; he also did the same when starting the cycle track test in the first place.


In an email on November 24, the KBF president told the board:

“You know how much I care about a greener Kensington, but we need to make sure locals and visitors aren’t put off by travel times or loading restrictions …”

Computer analysis of traffic cameras on Kensington High Street has since shown that, since the dismantling of the cycle path, average travel times for motorists appear to have increased.

According to campaign group Bike is Best, Kensington High Street was blocked by parked cars 63.6% of the time during the last week of December.

This new study, Mentioned in The Guardian January 1, 2020, will be embarrassing for the Kensington and Chelsea board, especially since its agents appeared to use top-tier language when sending emails in October and November for third-party opinions on the cycle path.

“Frankly, we are thinking about keeping, modifying or giving up [sic] program, ”the RBKC Senior Transport Member said in a Nov. 17 email to the Kensington and Chelsea Chamber of Commerce and Commerce.

“One of our stated goals for the project was to help businesses,” the RBKC transport manager continued.

“I’m afraid your members can’t find help,” the email suggested.

“If you had a position and you oppose the project,” asked the transport manager, “then we will take this very seriously.”


Much of the criticism of the cycle path was based on the alleged lack of use by cyclists, but a separate access to information request found that council figures show this to be false.

According to automated counters monitored by an external body, cyclists made up 23% of traffic on Kensington High Street for a week in October, when the cycle path was operational.

The agency informed the council that manual counts found sensors had underestimated the number of cyclists using the road. Between 8 a.m. and 9 a.m. on October 15, the agency counted 576 cyclists using the road near the Derry Street intersection.

However, according to actor Nigel Havers, written in the Daily mail November 21, “few cyclists use … this disastrous and ill-conceived scheme [on Kensington High Street]. ”

Havers – who claimed in the Daily Mail article that cyclists “don’t obey the rules of the road” – was convicted of drunk driving in the 1990s, and possibly t he now has vision problems because he added, “squinting up and down the road, you have trouble spotting more than one or two [cyclists using the cycleway] at any time. ”

Prior to its dismantling, BBC TV presenter Jeremy Vine, five local schools, the local NHS hospital, Royal Albert Hall, Imperial College and Baron Bird of Notting Hill in the Royal Borough of Kensington and Chelsea all had expressed their support for the cycle path.

In a letter to the Respondent FoI Steve PettittRBKC’s FoI agent told him that his request for the minutes of the meeting in which the decision to remove the cycle lane was made could not be provided.

“The decision to remove the cycle path was not taken at a meeting,” the FoI officer revealed, “so there are no minutes.”

Article amended January 2, 2020, with statement from Kensington and Chelsea Council.

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The criminal branch dismantles the interstate racketeering; 2 Audi, 2 Mercedes, Mini Cooper, MG Hector seized in a strip of seven Tue, 09 Mar 2021 10:57:34 +0000

Mumbai Criminal Branch Unit 5 dismantled an interstate racketeering that engaged in the purchase of high-end cars on loan from nationalized banks and their subsequent fraudulent sale. The criminal branch has so far arrested seven defendants and seized 19 high-end cars including two Audi, 2 Mercedes, Mini Cooper, MG Hector, Toyota Fortuner, etc. The gang had been operating for two years and the involvement of bank officials could not be ruled out, police said.

Head Inspector of Unit 5 Jagdish Sahil received information that one person received two RC car logs which he never requested. When the criminal branch investigated the case, they learned it was the work of interstate racketeering.

Explaining the gang’s modus operandi, Sahil said, “The gang used to target people who needed a home loan and told them to improve their civilian score by first applying for a car loan. The gang then forged all customer documents including Pan card, Aadhar cards and bank details requested by the bank and car loan application on the forged documents.

“After buying cars, they make fake RC books of the cars and sell them across the country at a disposable price. The RC books were bought from trade portals and print the details of the cars there,” the commissioner said. Police Assistant Prakash Jadhav.

The arrested defendants are identified as Pradeep Maurya (46 years old), Dharambeer Sharma (31 years old), Mrigesh Navidhar (42 years old), Sainath Ganji (26 years old), Dilshaad Ansari (44 years old) Vijay Verma (39 years old) and Salam Khan (42 years old). The main conspirator is Maurya who previously worked in the sales department of a nationalized bank and as a result knew all about the operation while the other defendants worked at a car dealership, police said.

The gang operates in four groups, one group searches for people in need of a loan and obtains their documents while the second group manages the bank agents while the other takes care of the cars and the fourth looks for the potential buyers willing to buy high-end. cars.

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Posted on: Tuesday January 19th, 2021 19:14 IST Source link

Chinese central bank injects 700 billion yuan in MLF loans, rates remain stable for fourth month Tue, 09 Mar 2021 10:57:33 +0000

FILE PHOTO: A man wearing a mask walks past the headquarters of the People’s Bank of China, the central bank, in Beijing, China as the country is hit by an outbreak of the novel coronavirus on February 3, 2020. REUTERS / Jason lee

SHANGHAI (Reuters) – China’s central bank renewed maturing medium-term loans on Monday while keeping borrowing costs unchanged for the fourth month in a row.

The People’s Bank of China (PBOC) said in a statement that it was keeping the rate of 700 billion yuan ($ 100.74 billion) of one-year medium-term loans (MLF) to financial institutions at 2, 95% compared to previous operations.

Analysts also expect no change for the country’s prime benchmark lending rate (LPR) on Thursday.

The injection of fresh funds far exceeds two batches of MLF loans due to expire in August, with a total volume of 550 billion yuan.

The PBOC said in the statement that the rollover was a one-time MLF operation for the entire month to “fully meet market demand.”

He also said he injected an additional 50 billion yuan into seven-day repurchase agreements while keeping the cost of borrowing stable.

The MLF, one of the PBOC’s main tools in managing the longer-term liquidity of the banking system, serves as a guide for the LPR, which is set monthly based on assessments from 18 banks.

Reporting by Winni Zhou and Andrew Galbraith; Editing by Jacqueline Wong

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Start the year off right with crispy and healthy fruit snacks from Crispy Green! Tue, 09 Mar 2021 10:57:33 +0000

Make These No Sugar Added Snacks A Part Of Your New Years Resolution

FAIRFIELD, NJ, January 7, 2021 / PRNewswire / – Adopt the best version of yourself in 2021 with a healthier lifestyle! As people continue to face health challenges due to the coronavirus pandemic, Crispy Green, maker of freeze-dried fruit snacks Crispy Fruit, considers (aside from good hand washing and social distancing) eating balanced, low in added sugars and carbohydrates, is a great way to boost your immunity in the New Year.

Crispy Fruits During COVID

According to the Centers for Disease & Prevention, people with underlying health conditions are more prone to complications from Covid-19. The main comorbidities are diabetes, heart disease, obesity and kidney disease. Studies from the CDC show that type 2 diabetes is a major risk factor. A British study of 61 million medical records found that 30% of Covid-19 deaths were diabetic (twice as many type 2 diabetes as type 1).

Crispy Green believes a healthy lifestyle and diet, as highlighted by the CDC’s recent Diet Guidelines for Americans, is a great place to start planning for your healthier New Year. The guidelines recommend limiting calories from added sugars to less than 10 percent of total calories per day. Eating more vitamin-rich foods with less added sugars, less saturated fat, and sodium is a great way to maintain a healthy weight and boost your immunity.

Fruits are part of a healthy diet, rich in nutrients and antioxidants. Crispy Fruit is pure fruit, nothing else – no added sugar, a clean ingredient, no GMOs and less than 60 calories per serving! Freeze-dried with the perfect crispy texture, Crispy Fruit is a delicious and healthy snack on the go. “Our snacks not only taste great and are easy to fit into a busy lifestyle, but they’re also guilt-free because they don’t contain added sugar,” said Angela Liu, Founder and CEO of Crispy Green.

Crispy Green’s Healthy Lifestyle website, Smart Life Bites is packed with information to help you start planning for a healthier 2021. It contains the latest information on health, nutrition, fitness trends, family, recipes and more. For fun, viewers can take the “What’s Your Flavor” quiz on and receive a special offer.

Using food as a force for good ™

Crispy Green uses food as a force for good by delivering a variety of the highest quality, healthy and clean portable snacks for people who lead active lifestyles and seek brands that match their values. Its consumer education website, SmartLifebites, offers advice and information on topics related to healthy lifestyles including fitness, nutrition, family, travel and solutions to minimize food waste and help fight hunger.

About Crispy Green, Inc.

People are looking for healthy and tasty snacks to fuel their active lifestyles. Crispy Green provides 100% pure fruit as a on-the-go snack that satisfies without sacrificing taste, while adding more fruit to their diet.

Founded in 2004 and based in Fairfield, New Jersey, Crispy Green, Inc. is the number one freeze-dried fruit snack in the United States, according to the latest research from SPINS, ending 6/30/20. The Crispy Fruit range, leader in its category, composed of 100% pure freeze-dried fruits, is composed only of the best non-GMO fruits available without added sugar (* not a food with reduced calorie content).

Crispy Green Crispy Green Fruit can be found in many major grocery retailers nationwide as well as through online retailers. For more information visit For updates and specials, you can also follow Crispy Green on Facebook, Twitter and Instagram.




social distancing

social distancing

Restart, renew, refuel with crispy fruits from Crispy Green

Restart, renew, refuel with crispy fruits from Crispy Green

6 family pack

6 family pack

(PRNewsfoto / Crisp green)

(PRNewsfoto / Crisp green)



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SOURCE Crispy Green

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Jay Powell Adds Voice to Small Business Call for Help Tue, 09 Mar 2021 10:57:32 +0000

The writer, a former Wall Street banker, is the author of “Money and Power: How Goldman Sachs Came to Rule the World”

When Jay Powell urged Congress this week to provide struggling US small businesses with “direct tax support,” the Federal Reserve Chairman’s words were music to Mei Zhang’s ears. Like tens of millions of other small business owners in the United States, she is a victim of Covid-19: not from the virus itself, but rather from its economic fallout.

With an MBA from Harvard and a stint at McKinsey under her belt, Ms. Zhang’s response to the coronavirus has been a textbook. She cut costs wherever she could at her San Francisco-based travel agency WildChina, which offers tailor-made tours. She got out of an office lease, paying a fine for doing so. She took money from the government’s $ 669 billion paycheck protection program, which allowed her to continue paying employees at half salary; they now all work from home. But she does not dare to apply for a bank line of credit for fear of not being able to pay the interest and even less the principal. His only hope for survival these days? “Get rid of Covid,” she said wistfully.

Ms. Zhang is not alone. Small and medium-sized business owners in the United States are suffering. According to a recent Goldman Sachs investigation, 88% have exhausted their PPP loans; a third were forced, like Ms. Zhang, to reduce wages or dismiss employees; and 30 percent say that without another PPP-like injection from Congress, they will be cash-strapped by the end of the year. The statistics are even worse for black-owned businesses: 43% say they will be strapped for cash by the end of the year. Facebook reports 31 percent of US small businesses are “non-operational.”

This is a big deal. According to official statistics, in 2019, there were 31 million businesses in the United States with fewer than 500 employees. They represent 99.9% of all businesses and the majority of private sector jobs, creating more than 1.5 million new jobs per year. Helping small and medium-sized businesses get back on their feet is essential for any full-fledged economic recovery.

Unfortunately, not much is done. The Fed flooded the capital markets with lines of credit and promises to buy several debt instruments. It almost doubled the assets on its balance sheet to $ 7 billion. These actions have helped resuscitate capital markets – a lifeline for large companies that can exploit them. Already this year, US corporate debt issuance reached nearly $ 2 billion, beating annual records. Equity markets also rebounded. But all of this has done little to help small businesses.

This is partly why Mr Powell sought to defend the Fed on Tuesday, pointing out in his prepared testimony that his crisis lending facilities were just a “backstop” that reflected his “lending powers” rather than ” spending powers “of Congress. Absolutely: small American companies like Ms. Zhang’s do not have access to capital markets. Most of the big banks are also turning their backs on them, either because they are considered too small or because they are not creditworthy. A few hedge funds have targeted this lending market, but then they extract their flesh pounds through high interest rates and the dreaded “buyout” if things go wrong. This is why the federal P3 program was so important to small businesses. His loans allowed most employees to stay, at least for a period of time, and then were forgivable in many circumstances.

Ms. Zhang, for her part, was impressed with how quickly the funds reached her. “I was amazed,” she said, adding, “but it’s such a tiny amount.” As about 90 percent of Americans, she hopes for a new stimulus package, although that seems unlikely. On September 10, the Democrats blocked Senate Republicans’ supposedly “skinny” coronavirus bill, which included $ 500 billion in additional relief. Democrats were offended by the small amount offered and wanted more. Now there will probably be nothing.

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Follow FT’s live coverage and analysis of the global pandemic and the rapidly evolving economic crisis here.

This means more difficulties for small business owners like Ms. Zhang. She tried to offer virtual learning workshops for people still keen to learn more about China. It is also refocusing on travel within China. But what she really needs is for the confidence of international travelers to return.

This is a big demand given that Beijing is penalizing Chinese airlines for bringing someone to China with Covid-19. “There is no flow of people,” she says. But what she finds really “shocking” is the inadequacy of the US response to the virus, with more than 200,000 deaths to date. Additionally, the US response is unlikely to improve without greater social discipline and testing, faster dissemination of test results, and possibly a proven vaccine. In the meantime, there must be financial support for those who are struggling. “If there is no activity, how long can I keep my staff? ” she sighs.

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IdentityForce 2021 Review – Forbes Advisor Tue, 09 Mar 2021 10:57:32 +0000

IdentityForce offers consumers two plans to choose from: the UltraSecure Identity Theft Protection Plan and the UltraSecure + Credit Plan.

Both plans have the same identity theft protection features, which include dark web monitoring, banking and credit card activity alerts, investment account alerts, payday loan monitoring. , monitoring social media accounts, monitoring court records, monitoring address changes and more. Both IdentityForce plans also come with million dollar identity theft insurance coverage, which is the highest level available from vendors in this industry.

If you find that you are the victim of identity theft, IdentityForce will also help you with personalized identity theft restoration services and, of course, reimbursement of stolen funds through its insurance product.

That being said, you may want to consider upgrading to the UltraSecure + Credit plan, as it is the only plan offered by IdentityForce that includes credit monitoring features. With this more robust option, you will get monitoring and credit reports from all three credit bureaus, as well as a credit score tracker and credit score simulator.

IdentityForce plans start at a higher price than some plans offered by competitors, but the extensive list of benefits included still make them great value for money. You can also get two months free when you prepay for one year of coverage.

IdentityForce Home Plans can be purchased at the following promotional rates:

  • UltraSecure: $ 9.99 per month or $ 99.90 per year
  • UltraSecure + Credit: $ 17.99 per month or $ 179.90 per year

IdentityForce offers identity theft protection plans for businesses. These plans help employers provide identity theft monitoring benefits to their employees.

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China bails out debt-ridden Pakistan again to repay Saudi loan Tue, 09 Mar 2021 10:57:31 +0000 BEIJING: China bails out again Pakistan since he agreed to provide a $ 1.5 billion line of financing to repay the $ 2 billion Saudi Arabia’s debtsources told Express Tribune.
Pakistan is expected to return the $ 1 billion on Monday and the remaining $ 1 billion is due in January, finance ministry sources told Tribune.
The report notes that this time, China did not grant the loan from its state foreign exchange administration, commonly known as SAFR deposits, nor did it grant a commercial loan to Islamabad.
This time, the two countries agreed to increase the size of the 2011 bilateral currency exchange agreement (CSA) by an additional 10 billion Chinese yuan, or about $ 1.5 billion, the sources said.
This increased the size of the global trade facility to 20 billion Chinese yuan or $ 4.5 billion.
The benefit of this arrangement will be that the additional $ 1.5 billion Chinese loan will not be reflected in the federal government’s ledger and it will not be treated as part of Pakistan’s external public debt.
Pakistan is going through a serious debt crisis. Earlier in November, it was reported that Pakistan had decided to seek a $ 2.7 billion loan from China for the construction of Package I of the China Pakistan Economic Corridor (CPEC) Mainline-1 project.
Pakistan paid 20.5 billion Pakistani rupees in interest to China for using the $ 3 billion trade finance facility in the last fiscal year alone, the bank’s financial statement said. central.
China has become Pakistan’s biggest creditor in recent years. The trade facility, originally intended to promote bilateral trade in the respective local currencies, was used to pay off foreign debt.
The $ 3 billion silver is part of the $ 13.4 billion in foreign exchange reserves held by the central bank, the State Bank of Pakistan (SBP) confirmed to The Express Tribune last month.
Pakistani Prime Minister Imran Khan had visited Saudi Arabia twice to get a loan. Saudi Arabia had agreed to provide a financial envelope worth $ 6.2 billion to Pakistan for three years. This included $ 3 billion in cash assistance and $ 3.2 billion in annual oil and gas supply on deferred payments.
In accordance with the agreement, the Saudi oil and liquidity facility was for a term of one year with an option to roll over the amount at the end of the year for a period of three years.
However, Saudi Arabia claimed its money earlier than expected. Pakistan was paying 3.2 percent interest on the $ 3 billion facility, according to information the finance ministry shared with the National Assembly.
The Saudi oil installation has already been suspended. While Pakistan also repaid Saudi Arabia $ 1 billion of the $ 3 billion in May of this year. Pakistan returned $ 1 billion to Saudi Arabia after taking an equal loan from China.
The government was also unable to reinstate the IMF’s suspended $ 6 billion program, making it difficult for it to continue uninterrupted foreign flows. Source link

Professional guides reveal the best fly fishing spots in New England Tue, 09 Mar 2021 10:57:31 +0000


The narrower upper portion of the Deerfield River is reminiscent of Colorado in the Berkshires: steep slopes, white birch trees, sedan-sized boulders, and fish lurking in ponds and rafts. Hydroelectric dams segment the more than 70 mile run from Deerfield, from the Green Mountains to the Connecticut River to Greenfield, reliably releasing cold water that stimulates brook trout, brown trout and rainbow trout. sky seeded and wild. Head north of Route 2 to Florida City and get to the Fife Brook Dam boat access point off River Road – winter runoff and high flow rates make a raft essential – and keep an eye out for the crumbled remains of a flour mill as you float downstream under a trestle bridge.

Advice from a pro: Brian Lynch of Pheasant Tail Tours (413-834-7301,

In early spring, look for deeper pools and head to the shallow rim (known as the tail), says Lynch. If you can’t tell what’s hatching, a woolly bugger Krystal Flash, which is a streamer mimicking a baitfish, rarely misses. “This thing is responsible for the first more people fish on a fly rod out of my boat than any other fly I have,” he says.

Take a bite: The restaurant of the blue rock

Cafe-rubbed pork ribs are a constant on the ever-changing menu at this eclectic restaurant, with porch seating overlooking the river. 1 Ashfield Street, Shelburne Falls, 413-625-8133,


The West Branch of the Farmington River, a wild and scenic national river that winds through the evergreens and hemlocks of Litchfield County, is renowned for its reliability: like the Deerfield River, it is a stream – it that is, downstream of a dam – which remains a little warmer than other rivers in winter and a little cooler in summer, which makes it possible to fish for dry fly trout 12 months a year . And although it is a favorite haunt for fishermen in Manhattan, Maine, the abundance of the Farmington has increased: in 2019, state authorities counted 4,500 trout in a catch segment and 5.6 mile re-launch, the highest number ever. The church pool at Barkhamsted, where a green steel truss bridge crosses at the junction of routes 181 and 318, sits in the middle of this stretch. Park on the adjacent dirt lot, walk down the trail, and launch yourself into a gun that throws itself into wide, deep water that stretches for a quarter of a mile.

Advice from a pro: Torrey Collins of UpCountry Sportfishing (860-379-1952,

For flies, Collins suggests tying a black stone or blue-winged olive in March, a blue feather in early April, and a Hendrickson in the weeks of mid-April to early May. Considering this is one of New England’s most fished waterways, plan to show up early. “If you go to a place like Church Pool in the afternoon,” Collins warns, “people will have been in that gun all day by now.”

Take a bite: Royal Coachman Tavern at the Old Riverton Inn

Sharing a space with an 18th-century inn on the Farmington River (and named after the Royal Coachman fly motif), the tavern offers a menu of comfort food with coconut chili wings and grilled burgers. 436 East River Road, Riverton, 860-379-8678,


Gerry Crow has a hard drive filled with “hero photos” of his rookie students, snapshots of what I took of anglers hoisting their first aquatic trophies. Many of them were broken on part of the Contoocook River, which runs along a jagged parallel with Route 202 between Henniker and Hillsborough in southwest New Hampshire. Oxygen-stirring whitewater rapids – including Freight Train, a roaring Class IV – deep pools and seaweed-covered rocks make this the best trout fishing habitat on the north-flowing stream. is. Spring fishermen come out of hibernation to greet the browns and brookies feasting on the first mayflies. Park along Ramsdell Road east of the Highway 114 bridge, where downtown Henniker recedes among oak and maple trees.

Advice from a pro: Gerry Crow of the New Hampshire Rivers Guide Service (603-889-5611,

In early spring, wait for the water to warm up by mid-afternoon when the insects are most active. If you can’t identify what’s hatching, try an instant pattern like an Adams Parachute. And no matter how calm the current seems, bring a fording stick to keep your balance just in case. “It could be nothing more than an old ski pole or a beaver pole – you don’t have to spend $ 150 on something from the Orvis catalog,” says Crow.

Take a bite: Daniel’s Restaurant

With a view of the Contoocook, diners can watch the fishermen fidget while nibbling on butternut squash ravioli. 48 Main Street, Henniker, 603-428-7621,


Spring arrives late at Moosehead Lake, just above Greenville in north-central Maine: in mid-May, water temperatures are still in the mid-1940s. That’s when that you will want to explore the eastern mouth of the Kennebec River, miles without sign of civilization, filled with spruce and 3 inch fir trees connecting the lake to Indian Pond, where all the pools and trails crisscross. may take a few days. Along with brook trout, these waters released by dams are home to an abundance of landlocked salmon, a silvery-toned species that frequently jumps when you set your hook. And while there is plenty of ford access under the Highway 6 and 15 bridge parking areas, a drift boat or raft is the safest option amidst the river-fed water flows. snowmelt of the season.

Advice from a pro: Wayne Plummer of Northern Pride Lodge (207-695-2890,

Start with a smelt streamer pattern in mid-May, work in sucker spawn knockoffs over the weeks, and tie up blue-winged olives when the first hatches begin around Memorial Day. And if you just wanna go on the net Something, salmon are a gullible target. “If you scare a brook trout you can imagine you won’t catch it,” Plummer says, “but I had salmon that I saw hiding behind a rock and caught after a couple of trips. “

Take a bite: Stress Free Moose Pub

Grilled meatloaf with cheese? To verify. The humorous head of a zebra moose hanging on the wall? To verify. 65 Pritham Avenue, Greenville, 207-695-3100,


The over 57 miles of the Battenkill River are sacred fly fishing waters east of the Mississippi. On the Vermont side of the border, the fish population is entirely wild – the only fish stocking occurs in New York City – which means patience, skill and luck early in the season can bring in a cunning monster and wary of a 20 inch lead German brown trout. Follow Route 313 West to West Arlington, park near the 19th-century Covered Bridge and Steeple Church, and admire a scene straight out of a painting by Norman Rockwell – the former farmhouse of the The artist is across the river, in fact – and fish upstream or downstream.

Advice from a pro: Martin Oakland from Quill Gordon Bed and Breakfast (802-375-6339,

Use streamers from mid-April to early May, then switch to Hendrickson dry flies when the outbreak begins around Mother’s Day. And after a thunderstorm, when the muddy waters clear up and take on a coppery complexion, this is your best chance to take a big one. Oakland says, “It doesn’t happen very often, but [the last time it did] I caught three fish over 20 inches and two more swam into the net.

Take a bite: Mulligans

Eat beer-brewed fish and chips in a cozy Irish pub, then take a quick stroll to the huge Orvis store just up the street. 3912 Route 7A, Manchester, 802-362-3663,


1. Get a fishing license (every New England state sells short-term non-resident passes) and learn about local regulations on what you can catch and keep. Ever-changing water flows can be dangerous, so check out or call ahead for current conditions.

2. Buying entry-level essentials – rod, reel, weight line, a few flies – can cost $ 200 or more, but a guide will likely lend you everything you need.

3. The cast – dropping a fake bug into the water like the real one – is hard to learn via YouTube. Sign up for a free 101 fly fishing class at an Orvis store or take a crash course from your guide.

4. The best fly for a given flow is constantly changing. Contact a local fly shop or guide for up-to-date advice.

5. On the water, look for veins where slow and fast currents meet: the fish hide in the first and feed in the second.

* Official COVID-19 guidelines change frequently. Check national and local regulations before traveling.

Jeff Harder is a Connecticut-based writer. Send your comments to

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Barriers for beginning farmers are not limited to access to land Tue, 09 Mar 2021 10:57:30 +0000

But that’s the reality for Taya Schulte and Seamus Fitzgerald, who operate Growing Lots Urban Farm on two converted parking lots in the Seward neighborhood, south of Minneapolis. The farm grows vegetables for sale at farmers’ markets, community-supported farm businesses (or CSAs), and wholesale.

Schulte and Fitzgerald were among the panel of beginning farmers who shared their stories of accessing land and other challenges they face in farming in metropolitan areas at a recent session as part of the conference. Annual 2021 of the Sustainable Farming Association.


The farm had two previous operators before Schulte and Fitzgerald took up the space, and Schulte said they made an effort to rebuild the soil and started composting themselves.

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“We started going to CPW (Co-op Organic Warehouse) and loving their leftover food, and we would go to breweries and fill a truck with mashed beer,” Schulte said. “And we have a lot of lawn and tree services that we get leaves from, as long as they’re shredded.”

Taya Schulte and Seamus Fitzgerald, who operate Growing Lots Urban Farm.  (Contributed by the Association for Sustainable Agriculture)

Taya Schulte and Seamus Fitzgerald, who operate Growing Lots Urban Farm. (Contributed by the Association for Sustainable Agriculture)

Now, after five years as the head of the farm, she has said the ground is in a “pretty good place”.

“Growing food in a parking lot has made us more aware of the soil than ever before,” said Schulte. “We just can’t take it for granted.”

Both had experience on CSA farms and large-scale organic operations, but before finding their current space they “always encountered problems accessing land,” Schulte said. Before Growing Lots Urban Farm, the two men had to commute between 40 minutes and an hour from their place of residence to work on a farm.

“We were like so close to quitting farming,” Schulte said of this period.

Naima Dhore, operator of Naima’s Farm, has spent years learning how difficult it is to access his own farmland in Minnesota. Dhore, who said she “certainly doesn’t look like your traditional farmer,” formed the Somali-American Farm Association last year.

To gain the knowledge she would need to run her own farm with her family, Dhore completed a training program on a 150-acre hatchery farm near Marine in St. Croix, Minn., In which novice farmers are supervised and guided in the management of their own plots of certified organic land.

Dhore, who now has several years of farming experience under his belt growing carrots, kale, Swiss chard and other produce, said his initial motivation for getting into farming was to feed her first child on healthier foods. She said the biggest problem for beginning farmers, especially farmers with no experience in the industry, is certainly access to land.

Naima Dhore (Photo provided)

Naima Dhore (Photo provided)

“I think accessing land and finding a location is an ongoing challenge for many people of color,” Dhore said. “Since I didn’t have a farming family or someone in my family who knew about access to land, or the tenure process, I had to do everything myself.

Last year, Dhore found land that she said would have been “perfect” for her family.

“It didn’t work because trying to navigate and understand the process (of the agricultural service agency) was a challenge in many ways,” she said.

She has now learned, after years of trying to find farmland, that beginning farmers need capital, a “great support system” and a network of connections to get started on their own.

Lakisha Witter, founder of organic vegetable farm Live Organically, located about an hour north of the Twin Cities, said she had at least one of these things when she started her farm.

Witter did not go to school for farming, nor did he grow up on a farm, and before buying farmland his career was solely in education. She earned her doctorate in educational leadership and is working as a professor at Bethel University while overseeing special education compliance in charter schools.

Lakisha Witter, founder of the organic vegetable farm Live Organically.  (Contributed by the Association for Sustainable Agriculture)

Lakisha Witter, founder of the organic vegetable farm Live Organically. (Contributed by the Association for Sustainable Agriculture)

She said that compared to the other farmers in the panel, her experience with accessing land was “very different” because she entered farming with vocational training in another field. Witter had the capital to secure land for Live Organically, she said, but even that was not enough to secure a loan to cultivate the land.

“The loan I have now is not in the name of the farm, but in my name, because when I went to get the loan, you must have had three years of records, and I have never farmed before”, Witter said.

After securing the land, another unforeseen challenge presented itself. Witter said his first year of farming was “really tough.”

“There is a burden or some other piece that comes after you get the land, this reality that you have to deal with the land now,” she said. “My reality was the soil because I’m in Anoka County, where the soil is very sandy and has no organic matter, so I’ve spent the last three years building the soil.”

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Cheapest Home Loans India I ICICI vs SBI vs Kotak Mahindra vs HDFC: Interest rates for cheapest home loans on the market right now Tue, 09 Mar 2021 10:57:30 +0000

ICICI vs SBI vs Kotak Mahindra vs HDFC: The most economical mortgage interest rates on the market today | Photo credit: BCCL


  • Historically low interest rates on home loans will make people finally take a call and reserve their dream home, says Dhruv Agarwala, group CEO,
  • ICICI Bank, SBI Bank, Kotak Mahindra Bank and HDFC Ltd have cut mortgage interest rates in recent days
  • The reduced interest rates are part of the limited home loan offers that will remain valid until March 31

Bank ICICI on Friday cut mortgage interest rates to 6.70% for a limited period. The reduced interest rates which are the lowest in 10 years are available until March 31, 2021, the bank said in a statement. The rates of India’s second-largest private lender for home loans are now comparable to those of SBI Bank.

“We are seeing an upsurge in demand from consumers, who want to buy homes for their own consumption, in recent months. We believe that the time has come for an individual to buy their dream home, given the prevailing low interest rates, ”ICICI Bank’s guaranteed asset manager Ravi Narayanan said in a statement.

Kotak Mahindra Bank, HDFC Ltd and SBI Bank have made similar announcements in recent days reducing mortgage rates in the country to their lowest level in 15 years. Other banks are expected to follow suit.

The SBI led the round of cuts by cutting interest rates to 6.70% for top-rated borrowers; this move was followed by small rival Kotak Mahindra Bank and non-bank lender Housing Development Finance Corporation (HDFC) Ltd.

SBI mortgage interest rates

India’s largest public sector bank said earlier that it offers up to 70 basis points (100 basis points = 1%) to borrowers with the highest credit rating. In its limited-time offer valid until March 31, SBI is also granting a 100% waiver on processing fees, it said earlier in a statement.

Interest rates start at 6.70% for the loan amount up to Rs 75 lakh and 6.75% for over Rs 75 lakh. Those who apply from the bank’s YONO app can get an additional 5 basis points interest reduction. The bank also announced an interest concession of 5 basis points to female borrowers.

Kotak mortgage interest rates

Kotak Mahindra slashed mortgage prices on March 1 by an additional 10 basis points to 6.65%, the lowest in the market. The special offer is valid until March 31 and will be applicable to all loan accounts, the bank said in a statement.

After recent cuts, Kotak Mahindra’s interest rates are lowest at 6.65% while those offered by HDFC were highest at 6.75%.

Ambuj Chandna, President – Consumer Assets at Kotak Mahindra Bank told ET NOW earlier that there was an increase in home sales due to the large factor of working from home. Mortgage rates are at their lowest in 15 years, making home buying affordable, he added.

HDFC Ltd mortgage interest rates

Non-bank financier HDFC Ltd on Thursday announced a 5 basis point drop in mortgage lending. The rate offered by the bank is the highest in the market at 6.75% and will be valid until March 31.

“HDFC is reducing its Retail Prime Rate (RPLR) on home loans, against which its Variable Rate Home Loans (ARHL) are compared, by 5 basis points, effective March 4, 2021,” HDFC said in a statement. communicated earlier.

Dhruv Agarwala, Group CEO,,, said in a statement: “With the latest cut announced by SBI followed by private banks and financial institutions like Kotak Mahindra and HDFC, Home loan rates are now at an all time low. Needless to say, this move will encourage people, especially the fence guards, to finally take a call and reserve their dream home. Plus, as SBI is the most The country’s major lender and also a pioneer in many ways, other banks have started to follow suit and it is likely that many more HFCs will follow suit in the coming days which is in line with government strategy and of the RBI to stimulate the real estate industry. ”

“The reduction in mortgage interest rates by several banking institutions is a clear indication of the impact that real estate can have on strengthening the economy. We welcome this decision as it has the potential to benefit various players in the real estate industry. Buyers “delaying their home buying decisions is likely to come forward and invest, which will give momentum on the demand side,” said Prasoon Chauhan, founder and CEO of BlackOpal.

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